A REALTOR® CAN SAVE YOU TIME

When you begin your search, it’s always good to know the amount of your borrowing power.

By doing so, you won’t waste precious time looking at homes that are over or below your price range. A REALTOR® can get you started in the buying process by helping you determine your buying power: your financial reserves and your borrowing capacity. A REALTOR® can refer you to lenders that are best qualified to meet your financial needs.

  A REALTOR® KNOWS THE AREA

Once you know how much you can and want to invest in a new home, the next step is to determine where you want to live. If you’re unfamiliar with the geographic areas, the schools and other pertinent information, a REALTOR® can help you narrow and focus your search.

A REALTOR® has access to information about schools, recreation, taxes, utilities, zoning and other specific details that are important in your home buying decisions.

  A REALTOR® HAS ACCESS TO THE LARGEST NUMBER OF AVAILABLE. PROPERTIES

A REALTOR® has the ability to identify and show you the largest number of homes that most closely match your price, size and location criteria.

  A REALTOR® HAS THE EXPERIENCE TO EASE YOU THROUGH THE BUYING PROCESS

There are still a lot of details to take care of onceyou find yQur perfect home. A REALTOR® can help you write the Purchase Agreement, arrange for appropriate inspections (if necessary), assist you with any contingencies and help with finance arrangements. When it’s time to close, the REALTOR® will let you know what to expect.

  A REALTOR® KNOWS LOCAL CLOSING OR SETTLEMENT PROCESSES

Closings—or settlements, as it is known in some parts of the country—vary from state to state.

Every area has its own unique customs. in some areas, the title or escrow company handles the whole process. In other parts of the country an attorney does everything. Your REALTOR® knows how it is handled in your area and will guide you smoothly through the process.

  BUYER’S AGENTS

One practice that is becoming more common is using a Buyer’s Agent. A Buyer’s Agent works exclusively for the buyer—not the seller—ensuring that they will negotiate on your behalf to get you the lowest price on the best home. Since these professionals work exclusively for the buyer, they are compensated regardless of how the buyer finds the home. Homebuyers who use Buyer’s Agents believe that compensation is a small price to pay for the value of having a professional dedicated exclusively to looking out for their best interests.

Welcome to your new home!